10 Steps to Break Up with Your Big Bank

I hear stories of more and more people wanting to take their money out of corrupt, greedy and law-breaking big banks, and invest their funds into their local communities. However, it still seems that many well-intentioned people are not taking action, and for a long time I was one of them! I recently wrote on my own personal decision to leave Bank of America and move my money to a credit union. Before I decided to do this, I had many doubts, usually focused around hassle of switching, convenience, and the time to research another option.

Having gone through the entire process, I thought it would be helpful to outline in detail how to go about moving your money BACK into your community. It’s not as hard as you think, but it does take some time and planning (just like most other things that are worth doing and worth having!). Continue reading

Less Bling, More Style

My beautiful jewelry armoir – stuffed to the brim with old necklaces, bracelets, extra watchbands and links, small jewelry boxes saved for gifting but still unused…basically a catch-all space for anything in this category.

Essentially, it’s a mess – and even worse, most of the contents I never even wear! Parting with jewelry was an odd and difficult task, but I did it and in doing so reaffirmed my own personal style.  Continue reading

De-cluttering: The Dreaded Kitchen Basket

Face it – we all have one of these. It’s probably in the kitchen, or maybe the foyer or dining room, but it’s there…a basket, bucket, drawer or shelf stuffed to brims and overflowing with…STUFF!

I grew up in a house where the basket held mail, pens, calculators, notepads, and receipts to be saved. It was always full and as a result there always ended up being more clutter around the basket. Before we could blink, the entire section of kitchen counter was overtaken with torn envelopes and dried-up pens.

As part of my 2013 initiative to declutter and reduce, I decided that the one in my apartment had to go. For good. Not only was it an eyesore, it actually made me MORE disorganized – some important papers were in the basket, others were filed and I never actually knew where anything was. That makes my life more difficult, not less. Here’s how I did it: Continue reading

Reducing and Re-Organizing – A Great Start to 2013

This is the second post in an ongoing series focusing on decluttering my closet. The first post outlined 3 steps I’d be taking to achieve that:

  • Reducing clothes in my closet
  • Using the items I already have
  • Replacing items with quality pieces

I decided that the best way to ring in the new year would be to reduce items I don’t use by donating them to Goodwill. I ended up moving beyond my closet into my bedroom, and eventually into the kitchen. It felt, and stil feels, so good to have made this big of a dent so soon into the new year! Here is what I donated: Continue reading